How To Refinance Your Mortgage | Smart Change: Personal Finance

Brai Odion-Esene – Forbes Advisor There are several reasons why you might choose to refinance your mortgage, such as if you can qualify for a lower interest rate or pay off your mortgage faster. But before you proceed, it’s important to understand the potential downsides as well as exactly what the entire process entails. If … Read more

When Is It OK to Be Selfish With Your Money? | Personal-finance

Lauren Schwahn Amid rising inflation, interest rates and recession worries, money is getting tighter for many folks — and probably for you. Yet there may be charitable organizations you want to support, friends or family asking for financial help and things you want to buy for yourself. It’s possible to do these things even on … Read more

3 ways to fight inflation and win the long game | National News

Family on Supermarket Getty Images The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Inflation is scary. Groceries, gas, airfare, car purchases, utilities: In so many areas, … Read more

Where to Invest $10,000 in a Bear Market | Smart Change: Personal Finance

(Stefon Walters) Bear markets are interesting. On one hand, nobody likes seeing their portfolio’s value drop; On the other hand, bear markets can present many opportunities for investors — especially if time is on your side. Instead of shying away from investing during these times, it can be a chance to find great stocks for … Read more

Where to Invest $10,000 in a Bear Market | Smart Change: Personal Finance

(Stefon Walters) Bear markets are interesting. On one hand, nobody likes seeing their portfolio’s value drop; On the other hand, bear markets can present many opportunities for investors — especially if time is on your side. Instead of shying away from investing during these times, it can be a chance to find great stocks for … Read more

4 Social Security Changes Joe Biden Wants to Make | Personal-finance

(Sean Williams) Whether you’re new to the workforce or have been retired for years, the chances are good that you’ll rely on Social Security income, to some varied degree, to make ends meet during your golden years. Earlier this year, a national pollster Gallup found that 89% of retirees are currently leaning on Social Security … Read more

Mortgage Rates Jump As Economy Remains Uncertain | Smart Change: Personal Finance

Andrea Riquier – Forbes Advisor Rates for home loans jumped this week as financial markets and consumer sentiment remain choppy. The increase follows a slight reprieve last week, when mortgage rates fell below 5% for the first time in months. The 30-year, fixed-rate mortgage averaged 5.22% for the week ending August 11, up from 4.99% … Read more

Where to Invest $10,000 in a Bear Market | Smart Change: Personal Finance

(Stefon Walters) Bear markets are interesting. On one hand, nobody likes seeing their portfolio’s value drop; On the other hand, bear markets can present many opportunities for investors — especially if time is on your side. Instead of shying away from investing during these times, it can be a chance to find great stocks for … Read more

Mortgage Rates Jump As Economy Remains Uncertain | Smart Change: Personal Finance

Andrea Riquier – Forbes Advisor Rates for home loans jumped this week as financial markets and consumer sentiment remain choppy. The increase follows a slight reprieve last week, when mortgage rates fell below 5% for the first time in months. The 30-year, fixed-rate mortgage averaged 5.22% for the week ending August 11, up from 4.99% … Read more

Where to Invest $10,000 in a Bear Market | Smart Change: Personal Finance

(Stefon Walters) Bear markets are interesting. On one hand, nobody likes seeing their portfolio’s value drop; On the other hand, bear markets can present many opportunities for investors — especially if time is on your side. Instead of shying away from investing during these times, it can be a chance to find great stocks for … Read more