Credit card usage surges amid record inflation

There’s no doubt Americans are falling deeper in debt. As prices jump across the board, consumers are relying on credit cards to make ends meet. The number of people with credit cards and personal loans hit record highs in the second quarter of 2022, according to TransUnion’s latest credit industry insights report released Thursday. More … Read more

Lower credit scores may lead to $104,000 more in mortgage costs

As today’s prospective home buyers confront high home prices and interest rates, there’s one thing they can do to save money — raise their credit scores. “This is one actionable thing buyers can do to save a little bit of money in this market,” said Amanda Pendleton, consumer finance expert at Zillow Home Loans. A … Read more

3 Times Debt Can Be a Helpful Tool | Smart Change: Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Smart Change: Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Smart Change: Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Smart Change: Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Smart Change: Personal Finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more

3 Times Debt Can Be a Helpful Tool | Personal-finance

Sarah Rathner In some corners of the personal finance advice world, getting into debt is just about the worst thing you can do. And yes, some forms of debt — particularly those that charge high interest rates — can keep you locked in a cycle of owing money for years. Still, there are times where … Read more