LATAM Partners With Cardless To Launch Co-Branded Rewards Credit Cards

LATAM Airlines Group has partnered with credit card startup Cardless on two new rewards credit cards – the no-fee LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard. We take a closer look at both cards below.

LATAM unveils new rewards cards

South American airline group LATAM has launched two new rewards credit cards in partnership with Cardless, a Silicon Valley co-branded credit card startup. The cards are created and distributed by Cardless and issued through First Electronic Bank, enabling travelers to earn rewards worldwide.

Available perks include qualifying points toward LATAM Pass Elite status, no foreign transaction fees, LATAM lounge access and seat upgrades.


Marty St. George, Chief Commercial Officer of LATAM, said,

“As the largest airline group in South America, LATAM is the logical solution for travel anywhere on our beautiful continent. Whether you are visiting the beaches of Brazil, the wonders of Machu Picchu, or the natural beauty of Patagonia, LATAM is your best choice And with the new LATAM credit card, customers can earn miles towards award flights and more.”

Accounts are digitally integrated to enable cardless usage. Photo: Getty Images

The rewards cards will enable customers to rack up miles for LATAM Pass, one of the world’s largest airline loyalty programs with around 40 million members.

Miles can be used across the LATAM Airlines Group’s global network, consisting of over 130 routes across 20 countries, as well as partner Delta Air Lines and other airline partners worldwide.

Michael Spelfogel, President and Co-Founder of Cardless, added,

“We’re seeing record high numbers for travel this year and it’s no surprise people want generous travel benefits with their credit cards. Through our collaboration with LATAM Airlines, we’re excited to launch two separate credit card products, giving travelers access to the perks and rewards most relevant to their travel lifestyle.”

LATAM Airlines Mastercard and LATAM Airlines World Elite Mastercard

The LATAM Airlines Mastercard is blue and features an image of an aircraft circling the globe. The card offers:

  • Annual Fee: $0
  • Sign-up Bonus: 15,000 miles after $1,000 spent in first three months
  • LATAM Purchases: 3x
  • Restaurants, Ground Transportation: 2x
  • Everything Else: 1x
  • Qualifying Points: Issued at a rate of 10% of miles earned from card purchases
  • Foreign Transaction Fee: None

Earn miles and rewards with LATAM’s new credit cards. Photo: Cardless

The LATAM Airlines World Elite Mastercard comes in black and features the same image as the regular Mastercard. Features include:

  • Annual Fee: $99
  • Sign-up Bonus: 40,000 miles after $2,500 spent in first three months
  • LATAM Purchases: 4x
  • Restaurants, Ground Transportation: 3x
  • Everything Else: 1x
  • Qualifying Points: Issued at a rate of 20% of miles earned from card purchases
  • Upgrade Coupons: 3
  • LATAM Lounge Access: 2 passes per account year
  • Foreign Transaction Fee: None

About Cardless

Cardless was founded in San Francisco, California, in 2019 by two Stanford University graduates, Michael Spelfogel and Scott Kazmeierowicz. The company specializes in co-branded credit cards, working with notable brands such as Manchester United, Boston Celtics and Cleveland Cavaliers.

Cardless emphasizes integrating the latest digital innovations into its cards. Users can receive a virtual card within seconds of approval and physical cards don’t display the card number to improve security.

Will you consider applying for one of LATAM’s new credit cards? Let us know in the comments.

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